Benefits

Resident Stipends 2008-2009
	PGY-1 PGY-2 PGY-3	$ 45,744 $ 46,918 $ 48,532

Residency Insurance and Retirement Benefits
Health Insurance	Residents have a choice of two plans through Blue Cross Blue Shield—both plans have co-pays. Nearly half the cost of family coverage for either plan is paid. Residents have the option for Domestic Partner Family Health Insurance Coverage.
Dental Insurance	A dental benefit program is available for residents only.
Basic Term Life Insurance	The University pays for $50,000 of group term life insurance.
Voluntary Term Life Insurance	Up to $150,000 of additional life insurance coverage is available to residents, their spouse or domestic partner, and children at low group rates.
Short-term Disability	The University covers benefits up to 70 percent of pre-disability stipend after a 14-day waiting period.
Long-term Disability	The University covers benefits up to 80 percent of pre-disability stipend after a 90-day waiting period.
Malpractice Insurance	Coverage provides for activities within the resident's course and scope of duties at no cost to the resident.
Flexible Spending Account	Residents are eligible for pre-tax health care and dependent care. More info.
Optional Retirement Plan	Makes contributions to your 403(b) Optional Retirement Plan or 457 Deferred Compensation Plan on a pre-tax basis.
Vacation and Leaves
Vacation	15 days per contract year; unused vacation may not be accumulated.
Sick Leave	Short periods of sick leave are available at the discretion of the program director.
Miscellaneous Leaves	Days away from the program may be granted at the discretion of the program director for not more than three days at a time.
Maternity/Paternity Leaves	Department policy allows six weeks paid maternity leave with continued benefits, and two weeks paid paternity or adoption leave upon approval by the program director. For maternity leave, the resident must complete a short-term disability application.
Prenatal-Newborn Elective	May be taken by second- or third-year residents who have a child born during their residency training; the duration of the elective will be two to six weeks.
University Benefits
Relocation Assistance	Resources such as child care, job search for spouse or partner, and short-term housing assistance.
University Events	Discounted tickets for University sporting, theater and cultural events with U Card.
Fitness Membership	Available to residents at student membership rates. Access to all open recreation activities at both the University Recreation Center and the St. Paul Gymnasium.
Library System	Access to the University library system including the Bio-Medical Library is available to all residents.
RAP	An employee assistance program designed specifically for residents.
Additional Benefits
Continuing Medical Education/Technology Fund	Up to $1,000 reimbursement per academic year (July 1 - June 30) for PDA, personal computer, software, conference expenses, and clinical textbooks and journals.
Computer and Software Discounts	Computers, software and high-speed internet connection at low rates through the U of M.
Moving Allowance	Up to $1,000 reimbursement for initial relocation expenses.
Uniform	Lab coats are provided.
Pagers	Residents will be assigned pagers for use during their residency.
Meals	Provided while on call.
Parking	Free parking.
MN Permit and License	Minnesota licensure is paid by the department.
DEA Registration	DEA fee will be reimbursed to cover the time it is used in residency.
Exams	Reimbursement for USMLE Step 3 and COMLEX Level 3 exams if taken during residency.

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